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Bryan Fischer's solution to the health care crisis: deny the poor

Bryan Fischer's solution to the health care crisis: deny the poor

Bryan Fischer believes he can solve the health care crisis with a few simple solutions, "so easy that a caveman could do it".

First, according to Fischer, we remove the Federal mandate that hospitals must treat everyone who comes through their doors, because the mandate causes cost of health care to rise significantly.

He gives an example as to why we must do this and that is a grocer would not stay in business for long if the government forced him to feed everyone, despite their ability to pay.

Then he stated that Ronald Reagan place the mandate for emergency room to treat people regardless of their ability to pay in 1986.  Prior to that Christians paid for the care and treatment of the poor, without the government demanding it.

There was no such emergency room law prior to the one Ronald Reagan – yes, that smaller government, government-is-not-the solution Ronald Reagan – signed in 1986. For the first 200 years of our life as a republic, hospitals through charity and charitable donations offered health care to the neediest among us, and did so without anybody having to order them to do it.

He credits Christians for starting most hospitals and insists that Christians will find a way to care for the poor and the sick, without the government telling them what to do and says, "Christians are the most generous people on earth."  According to him, Christians prove this every time there is a major disaster.

Let's not insult our own people by saying they are not generous and compassionate enough to help the needy with medical care.

Secondly, he proposes medical insurance with low premiums and high deductibles.  This way people can "plow into their health care savings accounts," so they can meet their premium in case of a major health crisis, insisting that health insurance is only for major illness, not for routine exams.

Fischer believes if people were forced to pay high deductibles and save for an emergency, "they would be much more careful about their use of medical services and better care of themselves in the meantime", thereby making the cost of medical care go down.

Consumers would have an incentive to take good care of their own health and use medical services sparingly, because every dollar they save they get to keep. Right now, employees using employer-provided insurance have zero incentive to reduce the use of medical services. In fact, the incentive, perversely, is the other direction. Employees who make healthy lifestyle choices and rarely need medical care wind up with nothing to show for it, other than higher premiums to pay for other employees who don't look after themselves.

His third idea is to remove all government mandates of coverage requirements, allowing insurance providers to offer a wide range of packages with "cafeteria style" plans for people to choose from so they do not pay for something they will never use, such as acupuncture.

Fischer insists that mandates to buy health insurance with services one will never use drives up the costs of health insurance.

Fourth, he wants to allow insurance companies to sell across state lines, just as car insurance does, because it would cause competition for health insurance companies.  He blames lack of competitions between companies for the high cost of health care.

His fifth idea is to reform tort laws, so that malpractice insurance cost will go down and lower the cost of health care overall, thereby allowing doctors to stay in business.

His last idea is to allow individuals the same tax breaks as businesses for buying health insurance.

After all, employers don't buy auto insurance for their employees. Why on earth should they be buying health insurance for them? The only reason is that government in all its wisdom offers them a tax break for offering health insurance it does not offer for auto insurance.

Let's get employers out of the health-care-providing business and let them give the money they spend on premiums to their employees in the form of raises. I flat out guarantee you that employees who are spending their own money will be more frugal about the choice of insurance products than their employers are.

Fischer is certain that the Supreme Court will say that the entire health care act is unconstitutional and after they do, we can continue with health care reform, even though nobody likes what he feels we must do to reform it.  He believes his plan will give access to health care for everyone, because they will be forced to "choose wisely".

About Mriana

Mriana is a humanist and the author of "A Source of Misery", who grew up in the Church of God, Anderson Indiana. After she became an adult, she joined the Episcopal Church, but later left the Church and became a humanist. She has two grown sons and raises cats. Mriana raised her sons in the Episcopal Church, but in their teen years, they left the Church and she soon followed. One of her sons became a "Tao Buddhist" and the other a None, creating his own world view. She enjoys writing, reading, science, philosophy, psychology, and other subjects. Mriana is also an animal lover, who cares for their welfare as living beings, who are part of the earth. She is a huge Star Trek fan in a little body.
  • Deborah_B

    I agree with him about more competition and tort reform. However, employee benefits help draw in qualified employees. I wonder if his employer, the American Family Association, pays for his health insurance.

    Self-employed people who pay for their own health insurance can also deduct the cost.

    As to the notion that "if people were forced to pay high deductibles and save for an
    emergency, 'they would be much more careful about their use of medical
    services and better care of themselves in the meantime', thereby making
    the cost of medical care go down" is ridiculous. What about people who have had an accident and don't have enough in their HSA to pay for the huge deductible?

    His notion about Christians being the predominant charitable enterprise building hospitals is a myth:

    http://livinglifewithoutanet.wordpress.com/2009/02/13/how-many-hospitals-have-christians-built/

    • http://www.houseofbetazed.com Mriana

      That and if a person is sick, they cannot work efficiently, if at all, which means lost wages for the employ and lost profits for the business owner. Personally, I think he's full of crap.

  • http://www.kavakona.com/ Kava Kava

    That's not nice. They are the ones who need most of the help.

  • http://madmonq.wordpress.com madmonq

    If Christians can solve all of these problems associated with medical care in this country then why haven't they?

  • http://www.facebook.com/people/Ken-Lyn/100001510422646 Ken Lyn

    In March of this year, President Barak Obama signed into law the Patient Protection and Affordable Care Act, officially known as H.R. 3590, or Healthcare Reform. Part of this law will require that by 2014, most Americans must purchase government regulated health insurance. In fact, Section 1501 of the act adds a new chapter to the IRS code that mandates all “applicable” individuals to either obtain health insurance that meets the bill’s “minimum essential coverage” standards. If they do not, they will be required to pay a penalty.

    Religious Conscious Exemptions

    There are, however, some healthcare bill exemptions. First, the new law creates a religious conscience exemption for those who are members and faithful adherents of a recognized religious sect or division. The provision may exempt those individuals from the mandatory health insurance purchase requirement if they are members of religions that have established tenets or teachings that bar the “acceptance of the benefits of any private or public insurance.”

    The religious conscience exemption is defined as:http://www.newsonhealthcare.com/healthcare-bill-exemption/

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